EASY ACCESS CHECKING ACCOUNT DISCLOSURE

No minimum balance required to open account.

You may make an unlimited number of deposits into this account.

Activity Fee – No fee if 20 or more debit card purchases are posted each month. A $5.00 activity fee will be charged each month that the 20 or more debit card purchases are not posted.

Online Bill Payment Option – $5.95 per month for each month that you are enrolled in the service.

You may access your monthly statement using our online banking service or mobile banking app. Paper statements are not available.

OTHER CHARGES THAT MAY APPLY

Return Item: $20.00 per check or electronic withdrawal returned due to insufficient available funds in the account. Fee charged for the first presentment only.

Overdraft Service: $20.00 per check, per in-person withdrawal, ATM withdrawal, or any other electronic withdrawals drawn against insufficient funds and paid into the overdraft. $100 daily maximum.

Stop Payment Charge: $20.00 per check or electronic withdrawal.

Account Activity Monitoring: $25.00 per month

Money Order Fee: $2.00

Cashier’s Check Fee: $4.00

Notary Public: Free

Incoming Domestic Wire: Free

Outgoing Domestic Wire Fee: $15.00

International Wire (Incoming or Outgoing): $75.00

Collection Item Fee: $20.00 (or actual cost)

Canadian Check Deposited: $15.00

Statement Copies: $2.00 per month

Account Activity Printout: $2.00 per printout

Personalized Checks: Price will vary depending on style

Research Fee: $35.00 per hour

Garnishments or Levies: $25.00

Debit Card Replacement: $10.00 (One free replacement will be provided each year, if necessary).

Stop a Lost, Stolen, or Compromised Debit Card: $10:00